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Same Day Business Loans

Providing Working Capital Loans for Small Business

Get access to funds your business needs within 24 hours or less!

3 Easy Steps:

Apply Online 
Compare Options
Get Funding!


Get up to $1,000,000 in as little as 24 hours or less

ACR Funding does not perform hard credit inquiries

Easy To Apply

Our application process is quick and easy

Same Day Funding

Instant approvals. Receive funding within 24 hours

Up to $1,000,000

Funding available from $5,000 up to $1,000,000

Competitive Rates

We offer the most competitive rates


(877) 545-7020

We Fund Businesses of All Types

Including These Business Categories and More

Expand your fleet or pay for costly vehicle repairs and maintenance

Purchase supplies and start projects before receiving payments from clients

Purchase inventory, pay rent and staff, or open additional locations

Add new equipment or restock expensive shampoos and creams

Stock up on inventory, purchase gasoline in bulk, or upgrade equipment to stay up-to-date with safety regulations

Car manufacturers release new models every year which means updating inventory and additional training for technicians

Overcome the challenges of securing new inventory, managing your website, hiring new staff, and bridging the seasonal sales slump

Get the cash you need to cover immediate expenses and buy supplies for your next project before receiving payment from your clients

What Our Clients Say


"The team at ACR was able to guide me through the application process and did a great job at explaining each option to me. I was able to get the money I needed quickly to pay my vendors and staff."


"It is super difficult to get a loan from a traditional bank without perfect credit. ACR Funding understands that and they were incredibly helpful in getting me the money I needed very fast."



"The team was upfront and honest and explained everything to me. There were no hidden fees or tricks like I've seen with other loans. It never felt pushy or salesy. Very friendly!"



ACR Funding mobile application

Our funding experts are available to answer all your questions and guide you through our quick and easy application process.

ACR Funding considers the health of your business and not your credit score. In most cases, if your business has consistent monthly deposits you will qualify for a small business loan. 

Get up to $1,000,000 in as little as 24 hours

  • What is Working Capital?
    Working capital is the money used to cover all of a company's short-term expenses, including inventory, payments on short-term debt, and day-to-day expenses—called operating expenses. Working capital is critical since it is used to keep a business operating smoothly and meet all its financial obligations.
  • How do I get started?
    Getting started is easy. Simply fill out an application online which only takes a few minutes, then our team can review your information and provide you with the best funding solutions for your business.
  • How quickly can I receive funds?
    Often times we can secure funding the same day you apply. If your business qualifies, we can arrange for same day funding via wire transfer or ACH.
  • Is there a fee to apply?
    No, we do not charge any fees to apply or receive an offer.
  • What do I need to apply?
    Applying is easy and hassle-free. Along with the required information in the application process, we need the last 3 months’ bank statements from your business account. In rare situations, if additional documents are needed one of our team members will reach out to request them.
  • Do you check my credit score?
    ACR Funding does not perform credit checks. However, some lenders may pull a soft inquiry also known as a soft credit check or soft credit pull. Unlike hard inquiries, soft inquiries do not affect your credit scores.
  • What if I have poor credit?
    While personal credit is considered to determine the creditworthiness and overall fiscal responsibility of a borrower, having good credit is not a criteria to qualify for business funding. We provide a fast and efficient financing process based on the overall performance and health of the business.
  • Why ACR Funding vs a traditional lender?
    Traditional lenders such as banks have made it extremely difficult for small business owners to qualify for loans. Banks reject upwards of 80% of the small business loans due to bad personal credit scores of the borrowers, limited time in business, collateral requirements, and other red tape. With that said, applying for one of the funding solutions from ACR Funding is a much better option because you get unsecured, immediate access to working capital with flexible repayment terms.
  • What is a Revenue Advance?
    A revenue advance, also known as a merchant cash advance, is not a loan, rather it is an alternative source of fast working capital for your business via a purchase of a portion of your future revenues. Those revenues could be via payment card receivables for example, or other regular revenue streams your business receives. Unlike a loan that will require a fixed monthly payment amount, your business will only make flexible daily remittances to repay the revenue advance, based on a percentage of actual future receivables.
  • Are there industries you do not provide funding for?
    We offer funding for a large number of industries, including high-risk industries like construction and contracting. However, we do not provide funding for businesses associated with gambling, firearms, or adult entertainment.
  • Do I still qualify if I already have an outstanding loan?
    Yes, you can still qualify if you meet the requirements with no effect on your traditional bank loan. If you already have an advancement, once you make 60% repayment of your existing advance you can apply for a renewal with ACR Funding, subject to your satisfactory repayment performance. For more information about please contact our financial experts.

Visit our FAQ page for more information

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